As a self employed Painters & Decorators or an employee of a small or large Painting and Decorating Business have you ever asked yourself what will happen to you and your family in the unfortunate event that you are unable to work because of an accident or long term illness.
You may say ‘it can never happen to me. I’m as fit as a fiddle’ – and the next thing you know you are laid low because accidents and sometimes quite severe illnesses happen to even the fittest of persons – quite without warning.
Its a difficult topic to discuss, as a lot of painters and decorators we speak to say that they will always find work, that its’ very rare to get injured whilst on the job.
So “Why Do I need Income Protection”
It’s a good question, a very good question…
Yes work maybe easy to come by now but what happens if you had to spend a long time out due to an unexpected Accident or an Illness that was unforeseen. Would it be easy to get back into work after that, what about if you were unable to return to work as a Painter & Decorator die to your injuries.
What would happen then?
Old contacts move on and also work moves on, long absences can impact your ability to find work once you are ready to return.
Injuring yourself whilst working, it’s rare, so it maybe but it cannot be as rare as injuring yourself as an office worker. You are in an environment that has some risk, albeit limited you are still working at heights, around tools, machinery, building sites, the list goes on.
Also Income Protection doesn’t just cover work related Accidents or injuries, it will cover you for anything that keeps you out of your day job. Sports injuries, trips, falls, slips, on holiday messing around by the side of the pool playing the fool it’s all covered.
So that’s a few reasons why you should look at Income Protection, oh and it’s relatively inexpensive.
Really when you break down the implications of what could happen to you financially if you wasn’t earning income for a period of time to how much the policy cost’s, if you think rationally about it there really isn’t any logical answer to not having some cover in place however small or large, something is better than nothing.
Making sure the weekly or monthly monies are keeping the wolves from the door is a great relief if you are ever unfortunate enough to find yourself in that position.
Income Protection is so flexible that any situation in the main can be covered, cover from Day 1, self employed, Zero hour contracts, not being able to provide income verification, only been working a week, have medical conditions, work abroad a lot, work at heights, work underground the list is endless and YES there is a solution for them all.
So there’s some further reasons as to why you should consider purchasing Income Protection.
Here’s the good part,
Professionalism, Confidence and Integrity, the main sign of quality as per the Painting and Decorating Association. It’s a great ethos and one we at Best Insurance work to.
Best Insurance is a specialist in Income Protection, it’s what we do day in and day out.
We do care, and yes of course we earn money, but we earn our money same way as you do. By going that extra mile, having the knowledge, the experience to solve the issues, the confidence to be straight with you at every stage.
Someone that wont unlike others just sell for the sake of selling, if it’s not right we will tell you.
After all it’s your decision to make, just make the right one….
And that is exactly what Best Insurance will help you do….
Get smart and get ahead, start the process now.