As a self employed Scaffolder or employee of a small or large Scaffolding Business have you ever asked yourself what will happen to you and your family in the unfortunate event that you are unable to work because of an accident or long term illness.
You may say ‘it can never happen to me. I’m as fit as a fiddle’ – and the next thing you know you are laid low because accidents and sometimes quite severe illnesses happen to even the fittest of persons – quite without warning.
Scaffolding is one of those professions wherein you would have to work mostly combating with the natural elements – cold and mist and if in the peak scaffolding periods i.e. March to September, it could be heat and the rain we get without any warnings. Got to make hay while the sun shines as the saying goes, whilst there is work all year round your prime earning period is through the summer, so you are going to be working longer hours, working harder to get one job done to move onto the next. Sound familiar?
Being busy and trying to complete jobs to tight deadlines further increases the chances of an accident. Making innocent mistakes are easy but the resultant injury can be painful as you will be out of work, take time to do the painful physio and if you have no income protection insurance, how are you going to service the bills that don’t stop coming in…
You can argue that Scaffolding with all its safety features and practices is as safe as any other profession. However one accident or a serious illness can change it all. Don't fall victim to yoursituations when you can be a bit proactive and take steps to handle such unforeseen situations. It doesn’t matter the circumstances there are Income Protection plans to cover you.
It does not matter if you cannot provide evidence of income, need cover to start immediately, only want cover to pay out for 6 months, you work at heights, you have only just gone Self- Employed, we have the covers for you!
It doesn’t take much for you to not be able to do you job, a sprained wrist, shoulder, back problem, Knee issue, your job is physically demanding, the sad reality sometimes is that if you are off work for 2 weeks, you may not have a job to go back to.
Getting Income Protection will allow you some peace of mind to keep some money coming into the household on a weekly basis whilst you recover.
Depending on your monthly budget, you can usually find a cover that suits your requirements. Most customers are pleasantly surprised as to how inexpensive income protection insurance plans are.
It’s no good thinking about buying Income Protection after you have had the accident or sickness or if you know you need an operation on that knee that’s been playing up for a while,
It’s too late….
If you think rationally about it there really isn’t any logical answer to not having some income protection insurance cover in place however small or large, something is better than nothing.
Best Insurance is a specialist in Income Protection, it’s what we do, day in day out.
We speak to tradesman every day, have the product knowledge, experience to solve the issues, and confidence to be straight with you at every stage. Most importantly, we care for our customers and if it’s not right for you, we will tell you.
After all it’s your decision to make, just make the right one….
And that is exactly what Best Insurance will help you do….
Get smart and get ahead, start the process now.